Frequently Asked Questions(Faqs)
What is loans payday?
Loans payday is best helpful hands for salaried individuals to raise extra cash ahead of their next salary check. This loan facilitates you to acquire sufficient funds needed at times of emergency to settle down unexpected dues smoothly.
On what conditions am I eligible for these financial schemes?
There are four basic prerequisites that you need to fulfill to qualify for these loans. You must be working individual earning at least NZ $1000 per month. Age of borrowers should be 18 years or above. You must be holding active running bank account for direct fund transfers. In addition, applicants must be permanent resident of New Zealand.
How can I make loan request?
There is a simple procure to apply for loans at Loans Payday while sitting comfortably at preferred location. You have to process one small online application with no hassle to fax documents and submit confidential papers.
What is your processing fee?
We do not charge any processing fee from your side. It is completely free to make loan request.
Will I be treated as eligible candidate when by credit profile is not in good condition?
Yes, borrowers with blemished credit background will be considered appropriate candidates. No matter what your credit profile loan will be approved by lenders. Get assured funds without giving second thought to your negative tags like insolvency, foreclosure, missed and skipped payment, arrears etc.
Do you need collateral from my side?
No, our loan fall under unsecured category. So, there is no such need to pledge personal assets or property as collateral.
How much loan money you offer?
As we offer payday loans so the amount you can hold is between NZ $100 to NZ $1000 for short term period of 15 days to 30 days.
Am I free to spend loan money?
Yes, you have full liberty to utilize cash for preferred choice of reason. Be it like paying for children school fee, credit card dues, bank overdraft, grocery bill, electricity bill and much more.
Is my personal information safe?
Yes, we fully safeguard your private data under pure protected hands.